Get a Quote
Report a Claim
General Enquiry
Complaint
Contact Us
contactme@korient.co.ke
Toggle navigation
Home
About Us
Our Company
Board of Directors
Management Team
Media Centre
Products
Tenders
Partner with us
Login
×
×
Orient Business Quotation
Personal Details
First Name / Corporate Name
Last Name
Mobile No.
Email Address
Which Kenya Orient branch do you want to be served from?
Select
ASS-ASSESSMENT CENTER
CHQ-CHQ
ELD-ELDORET
EMB-EMBU
HGS-HUGHES
HQS-HEAD OFFICE
KGL-KITENGELA
KKM-KAKAMEGA
KSI-KISII
KSM-KISUMU
KTD-KTDA
MCH-MACHAKOS
MRU-MERU
MSA-MOMBASA
NKU-NAKURU
NYR-NYERI
RKA-RUAKA
RNG-RONGAI
THK-THIKA
WST-WESTLANDS
Period of Insurance
Insurance Start Date
Insurance End Date
Risk Details
Section A : Fire and Burglary
Business equipment sum insured
Stock of finished goods, raw materials sum insured
Section B : WIBA (Free for 2 employees of the insured, each earning up to KES 10,000 a month)
Occupation
Select
Abattoirs
Accounting Machine Maintenance Engineers
Advertising Contractors, Bill Posters and Distributors - Excluding erection of signs & posters
Advertising Contractors, Bill Posters and Distributors - Including erection of signs (height more than 30 feet)
Advertising Contractors, Bill Posters and Distributors -Including erection of signs (height not more 30 feet)
Aerated Water Manufacturers (including mineral water)
Agricultural and Stock Farms: All Others
Agricultural and Stock Farms: Machinists and Drivers
Agricultural Machinery and Implement proprietors including Agricultural Tractors and Traction Engine Proprietors
Agricultural Shows
Agricultural Spraying and Pest Control Contractors
Air catering staff - Delivery to aircraft
Air catering staff -All others
Air Conditioning, Compressor (Installation & Maintenance)
Airport Services - Cleaners (aircraft interiors only)
Airport Services - All other employees
Airport Services -Non-manual employees
Aluminium Goods Manufacturers - All other employees
Aluminium Goods Manufacturers - Foundry hands, incl. Stampers
Aluminium Powder and Paste Manufacturers
Animal Breeders & Trainers - Domestic Animals
Animal Breeders & Trainers - Grooms, jockeys and stable hands
Animal Breeders & Trainers - Other Animals
Animal Breeders & Trainers - Wild animals
Architects and Surveyors - Outside work
Architects and Surveyors - Office work
Arms and ammunition (factory) - All other employees
Arms and ammunition (factory) - Employees engaged in testing and loading
Artificial Manure Manufacturers
Artistic painters
Asbestos Manufacturers, Merchants, Dealers: All other employees
Asbestos Manufacturers, Merchants, Dealers: and
Assessors, Adjustors & Surveyors (Loss)
Auctioneers: All others
Auctioneers: Employees handling and removing general merchandise, goods and livestock, including carting
Auctioning (Trading through bidding)
Auctioning (Trading through bidding) - All others
Aviation (air-crew, aircraft maintenance and repair, flying clubs and similar occupations) - All other employees
Aviation (air-crew, aircraft maintenance and repair, flying clubs and similar occupations) - Ground Crew engaged in service and maintenance and repair of aircrafts
Aviation (air-crew, aircraft maintenance and repair, flying clubs and similar occupations) - Pilots, aircrew and any employees engaged in flying
Bacon and Ham Curers .
Bag Makers (all materials except leather and plastic)
Bakeries and Biscuit Factories: All employees not engaged with machinery
Bakeries and Biscuit Factories: Employees engaged with machinery
Barge Owners: Vessels confined to inland and coastal waters: All other vessels and craft not provided for in (a) (i), (ii) and All Ocean Going Vessels and Craft
Barge Owners: Vessels confined to inland and coastal waters: Fishing vessels
Barge Owners: Vessels confined to inland and coastal waters: Tugs
Bark Extract Manufacturers: Employees engaged in milling
Bark Extract Manufacturers: Other employees
Bars and Beershops:
Basket Makers: Employees engaged in cutting
Basket Makers: Other employees.
Baths, Bathing Pools and Wash-houses
Battery Manufacturers - Dry batteries
Battery Manufacturers - Accumulators and storage batteries
Bedding and Mattress Manufacturers: Excluding wire risk
Bedding and Mattress Manufacturers: Wire Mattresses
Bedstead manufacturers (metal)
Bee-keepers
Billiard Table Makers - Woodworking machinists
Billiard Table Makers - Woodworking machinists
Bitumen Lined Paper Manufacturers –
Bitumen refineries
Blacking and Boot, Metal and furniture polish Mfgrs
Blacksmiths and Farriers
Blast Furnaces (iron production)
Blue Manufacturers
Boarding Houses - Drivers of Hire Vehicles
Boarding Houses - Drivers of Other Vehicles
Boarding Houses - Guides & Porters
Boarding Houses - Other Employees
Boat, Barge, Launch, Yatch Builders (Wooden Only)
Bobbin and Shuttle Makers, Wooden - All other employees
Bobbin and Shuttle Makers, Wooden - Woodworking machinists
Body Builders - Excluding Railway Coach and Railway Wagon building and repairing
Boiler Makers and repairers including erection
Boiler Scalers
Bonded Stores - (Cold Storage): All Other employees
Bonded Stores - (Cold Storage): Employees engaged in processing
Bonded Stores - (Cold Storage): Hands in warehouses, receiving or delivering from or to vessels and / or on dock, quayside or wharf, and lighter-men (excluding stevedores)
Bonded Stores - (excluding Cold Storage): All other employees
Bonded Stores - (excluding Cold Storage): Hands in warehouses, receiving or delivering from or to vessels and / or on dock, quayside or wharf, and lightermen (excluding stevedores)
Bone Mills. .
Bookbinders
Boot and Shoe Manufacturers - No use of rubber solvents or vulcanises
Boot and Shoe Manufacturers - Others
Bottle Manufacturers
Box and Packing Case Makers (Wood Cardboard and paper) - Machinists
Box and Packing Case Makers (Wood Cardboard and paper) -All other employees
Braid & Lace Manufacturers
Breweries Including Maltsters, Coppers, Delivery and all processes incidental to the trade and Maintenance Staff.
Brick and Tile Makers - All employees engaged in clay or blaes getting at depths greater than 6 metres or in construction, repair or demolition of kiln chimneys
Brick and Tile Makers - Where Insured has any machinery excluding clay or blaes getting at depths greater than 6 metres.
Brick and Tile Makers - Where Insured has no machinery, excluding Clay or blaes getting at depths greater than 6 metres
Bridge Building: Bridge Buildings: Brick Stone, Timber and Concrete up to 6 Metres in height from road or water level at low tide
Bridge Building: Bridge Buildings: over 6 Metres
Bridge Building: Bridge Column and Girder: Erecting, fitting or repair away from shop or yard
Bridge Building: Bridge Column and Girder: Excluding erecting, fitting or repair away from shop or yard
Broadcasting Stations and Studios - All other employees
Broadcasting Stations and Studios - Engineering Staff & Technicians (including Cameramen & Electricians)
Broadcasting Stations and Studios - Mast erection repair & maintenance
Brush Manufacturers
BUILDERS: All employees including Carpenters, Joiners, Masons and Labourers - Demolition of Buildings not within the provisions of Endorsements W156 and W16.
BUILDERS: All employees including Carpenters, Joiners, Masons and Labourers - Hands engaged in girder erecting
BUILDERS: All employees including Carpenters, Joiners, Masons and Labourers - Hands in Shop or Yard or upon jobs of not more than two storeys in height where no mechanically driven machinery is used (other than mortar mills, stone crushers, concrete mixers, sanding machines and friction hoists controlled by a motor, with a lifting capacity not exceeding 750kg and hoisting directly from one position only and mechanically driven portable tools applied to the work by hand but not including pendulum and swing saws).
BUILDERS: All employees including Carpenters, Joiners, Masons and Labourers - Hands upon jobs of more than two storeys in height and/ or where mechanically driven machinery is used
BUILDERS: All employees including Carpenters, Joiners, Masons and Labourers - Steeple, Tower or Chimney Shaft Builders or repairers
Building Merchants: Employees engaged in loading and / or unloading
Building Merchants: Other Employees
Bus Proprietors, omni buses and motor coach proprietors (passenger carrying vehicles) - Private hire - Drivers and Conductors
Bus Proprietors, omni buses and motor coach proprietors (passenger carrying vehicles) - Private hire - Guides & Porters
Bus Proprietors, omni buses and motor coach proprietors (passenger carrying vehicles) - Private hire - Other Employees
Bus Proprietors, omni buses and motor coach proprietors (passenger carrying vehicles) - Public service vehicles, Matatus and Taxi Operators - Drivers and Conductors
Bus Proprietors, omni buses and motor coach proprietors (passenger carrying vehicles) - Public service vehicles, Matatus and Taxi Operators - Guides & Porters
Bus Proprietors, omni buses and motor coach proprietors (passenger carrying vehicles) - Public service vehicles, Matatus and Taxi Operators - Other Employees
Butchers (Retail)
Butchers (Wholesale) - All Others (ex. Slaughtermen)
Butchers (Wholesale) - Salesmen and Buyers
Butchers (Wholesale) - Slaughtermen
Butter Factories
Cabinet Makers.
Cable (manufacturing) - Where machinery is used
Cable (manufacturing) - Where no machinery is used
Candle Manufacturers and Tallow Candlers
Canneries: Other employees
Canneries: Tin Making
Canvas and webbing equipments Manufacturers - Where carried on as a separate trade
Canvas and webbing equipments Manufacturers - Where carried on in a Cotton jute mill
Canvassers
Car Cleaners (as a separate trade)
Car Park Proprietors
Carbon Papers, Typewriter Ribbons, Inks and Stamp Pad Manufacturers - All other employees
Carbon Papers, Typewriter Ribbons, Inks and Stamp Pad Manufacturers - Woodworking machinist
Card, Cardboard, Strawboard and Millboard Makers -
Cardboard Box and Paper Box Manufacturers - All other employees
Cardboard Box and Paper Box Manufacturers - Machinists
Caretakers
Carmen and Cartage Contractors
Carpenters and Joiners (who only undertake contracts for woodwork) - All other employees
Carpenters and Joiners (who only undertake contracts for woodwork) - Woodworking machinist
Carpet and Rug Manufacturers - All other employees, engaged in machinery
Carpet and Rug Manufacturers - All other employees, hand work only
Carpet and Rug Manufacturers - Sorters
Carriage Builders
Cassettes and Video cassettes (factory)
Caterers - Drivers of Hire Vehicles
Caterers - Drivers of Other Vehicles
Caterers - Guides & Porters
Caterers - Other Employees
Cattle Food and Fish Meal Manufacturers
Cattle, Horse, Sheep and Pig Salesmen and Drovers
Celluloid Goods Makers
Cement Manufacturing of plates tubes and similar goods - No machinery used
Cement Manufacturing of plates tubes and similar goods - Where machinery is used
Cement Works excluding Quarry or Mining Risks (Quarry and Mining Risks to be rated separately
Cemeteries
Chair Makers - All other employees
Chair Makers - Woodworking machinist
Cheese Factories
Chemical Works (converting raw material into crude or commercials in bulk).
Chemists - Analytical
Chemists and Druggists (Manufacturing) - (excluding Dyewood Grinders)
Chocolate Manufacturers - All employees not engaged with machinery
Chocolate Manufacturers - Employees engaged with machinery
Church Staffs and Religious Bodies
Cigar and Cigarette Manufacturers
Cinemas: All employees including Clerical and Management but excluding film production
Cinemas: Mobile Units -all persons travelling with the unit
Circuses, Fairs and Pleasure Grounds Proprietors - All employees
Circuses, Fairs and Pleasure Grounds Proprietors - Clerical Staff -Engaged in trade on mercantile employment (Duties strictly limited to indoor clerical work)
Clay Pits - All employees engaged in clay or blaes getting at depths greater than 6 metres or in construction, repair or demolition of kiln chimneys
Clay Pits - Where Insured has any machinery excluding clay or blaes getting at depths greater than 6 metres.
Clay Pits - Where Insured has no machinery, excluding Clay or blaes getting at depths greater than 6 metres
Cleaners Dyers and Laundries: Delivery
Cleaners Dyers and Laundries: Where machinery is used
Cleaners Dyers and Laundries: Where no machinery is used
Clerical Staffs (unless otherwise provided for) -
Clothing and Underclothing Manufacturers - Cloth mills (including Spinning, Weaving, Bleaching, Dyeing and all other processes identical to the trade)
Clothing and Underclothing Manufacturers - Wholesale
Clubs: Flying: Ground and maintenance staff
Clubs: Flying: Indoor Staff
Clubs: Flying: Pilots and all employees who may at any time fly
Clubs: Golf- All employees including caddies
Clubs: Polo - All other Employees
Clubs: Polo - Indoor Staff
Clubs: Rifle - All Employees
Clubs: Sailing, Yachting & Boating - All other Employees
Clubs: Sailing, Yachting & Boating - Employees on vessels
Clubs: Social and Residential - All Employees
Clubs: Sports not otherwise provided for - Other Employees
Clubs: Sports not otherwise provided for - Professionals
Coach, carriage and Wagon Builders and Wheelwrights : Excluding Railway Coach and Railway Wagon building and repairing
Coal/Charcoal Merchants and Dealers : Carters, Drivers, Vehicle Attendants and all other Employees
Coal/Charcoal Merchants and Dealers : Employees engaged in loading and discharging vessels
Coating as a separate trade where no chemicals are used
Coating where chemicals are used
Cocoa Manufacturers : All employees not engaged with machinery
Cocoa Manufacturers : Employees engaged with machinery
Coconut Fibre Works, Mat and Matting Makers
Coconut -Oil Refiners and Manufacturers
Coffee Factories - Hulling and Curing Works: All Others
Coffee Factories - Hulling and Curing Works: Employees maintaining, using or attending Machinery
Coffee Factories - Washing and Pulping Factories
Coffee Roasters and Essence Manufacturers
Coir Presses
Coke Manufacturers, including erection of ovens
Cold Storage: All risks - All Other employees
Cold Storage: All risks - Employees engaged in Slaughtering or at Wharf or Siding
Cold Storage: No Slaughtering, no Wharf or siding
Colleges : All other employees
Colleges : Lecturers engaged indoors
Colleges : Other Schools: All other employees
Colleges : Other Schools: Teaching Staff
Colleges : Technical Schools, all employees
Commercial Travellers
Confectioners - No machinery used
Confectioners - Where machinery is used
Coopers and Keg and Vat Makers (Barrel)
Cord Makers: Where any mechanically driven machinery is used
Cord Makers: Where no mechanically driven machinery is used
Cordial Manufacturers - Employees engaged with machinery including bottling
Cordial Manufacturers - Other Employees
Cork (factory)
Costume Jewellery (Manufacturing)
Cotton Ginneries, Pressing Factories and Presses
Cotton Grower with Ginnery - All others estates - Other Employees
Cotton Grower with Ginnery - Other employees
Cotton Mills Cycle Makers, Repairers and Component
Cranes (Manufacture and Erection) - All work away from shop or yard.
Cranes (Manufacture and Erection) - Crane Drivers
Cranes (Manufacture and Erection) - Work in shop and yard
Crematoria
Cycle and Motor Cycle Makers. Repairers and Component and Accessory Makers with or without machinery.
Dairy Farms- Factories
Dairy Farms- Machinist and drivers
Dairy Farms- Other Employees
Dentists and Dentists Mechanics..
Diamond and Precious Stone Cutters and Sorters
Diamond Drilling Contractors
Die Cutters and/or Sinkers
Disinfectant Manufacturers excluding Dyewood Grinders
Distillers
Divers (Deep Sea - with Equipment)
Divers (Sponge Fishing) -
Dock Services: All other Employees
Dock Services: Stevedores (Loading and / or unloading of cargo)
Dock, Pier and Wharf Construction and Repair - Construction excluding blasting
Dock, Pier and Wharf Construction and Repair - Construction including blasting
Dock, Pier and Wharf Construction and Repair - Maintenance and Repair
Doctors Dispensers, Assistants and Locum Tenens
Domestic Servants: Chauffeurs
Domestic Servants: Indoor Servants
Domestic Servants: Stable boys and Grooms
Domestic Servants: Watchmen
Domestic Servants: Yard boys and Gardeners
Dredger Proprietors
Dressmaking (Wholesale)
Drivers (excluding those under a trade or business classification where specific rates are provided)
Driving Schools - All other employees
Driving Schools - Driving Instructors
Drum manufacturers (Metal) - Where mechanically driven machinery is used
Drum manufacturers (Metal) - Where no mechanically driven machinery is used
Dye Grinding and Mixing Work (not Dyewood Grinding but only dye substances powdered and subsequently mixed
Dyers
Dyewood Grinders
Earth Works, Land Levelling, Excavation, earth removal, filling and reclamation (not for sewers and roads) - Incl. use of explosives blasting, Tunnelling and quarrying)
Earth Works, Land Levelling, Excavation, earth removal, filling and reclamation (not for sewers and roads) - Open trench work only where the depth in any part exceeds 3 metres (Excl. use of explosives blasting, Tunnelling and quarrying)
Electric Cable Makers
Electrical Engineers (Manufacturers): Makers of fittings and apparatus including Wireless, Telephone and Telegraph - Where any unit is handled exceeding 250 kg
Electrical Engineers (Manufacturers): Makers of fittings and apparatus including Wireless, Telephone and Telegraph - Where no unit is handled exceeding 250 kg
Electrical Engineers (Not Manufacturers): Installation and repair of plant, fittings, and apparatus including Radio and Television, but excluding Telephone and Telegraph. - All other Work
Electrical Engineers (Not Manufacturers): Installation and repair of plant, fittings, and apparatus including Radio and Television, but excluding Telephone and Telegraph. - Work on the exterior of buildings
Electricity, Generation and Supply Undertakings: All Other Employees
Electricity, Generation and Supply Undertakings: Employees directly involved in installation, maintenance and repairs
Engineers: Bridge Buildings: Brick Stone, Timber and Concrete up to 6 Metres in height from road or water level at low tide
Engineers: Bridge Buildings: over 6 Metres
Engineers: Bridge Column and Girder: Erecting, fitting or repair away from shop or yard
Engineers: Bridge Column and Girder: Excluding erecting, fitting or repair away from shop or yard
Engineers: Consulting Engineers
Engineers: Engineers not otherwise classified including work away from shop or yard
Engineers: Gasometers and Tanks: Erecting, fitting or repair away from shop or yard
Engineers: Gasometers and Tanks: Excluding erecting, fitting or repair away from shop or yard
Engineers: Hydraulic Machinery and Lift and Crane Making and Erecting: Erecting, fitting or repair away from shop or yard
Engineers: Hydraulic Machinery and Lift and Crane Making and Erecting: Excluding erecting, fitting or repair away from shop or yard
Engineers: Mining Machinery: Excluding erecting, fitting or repair away from shop or yard
Engineers: Mining Machinery: Fixing or repairing excluding pit sinking and chimney shaft erecting
Engineers: Pontooon Builders and Repairs
Engineers: Shaft and Pit sinking
Engravers as a separate trade and where no die cutting or sinking is done and no chemicals are used
Engravers where chemicals are used e.g. Enamellers, Japanners and coating
Estate (except Cotton Growers with Ginnery) : Horticulture : Pickers / harvesters including fruit (fresh) Packers
Estate (except Cotton Growers with Ginnery) : Horticulture: All Others including machinists and drivers within the estat
Estate (except Cotton Growers with Ginnery) : Horticulture: Packhouse and cold rooms
Estate (except Cotton Growers with Ginnery) : Horticulture: Sprayers: Greenhouse
Estate (except Cotton Growers with Ginnery) : Horticulture: Sprayers: Open field
Estate (except Cotton Growers with Ginnery) : Sugar: All Others
Estate (except Cotton Growers with Ginnery) : Sugar: Cutters
Estate (except Cotton Growers with Ginnery) : Sugar: Machinists and Drivers
Estate (except Cotton Growers with Ginnery) : All Other Estates : Estate Factories (including Dairies on Estates)
Estate (except Cotton Growers with Ginnery) : All Other Estates : Machinists and Drivers
Estate (except Cotton Growers with Ginnery) : All Other Estates : Other Employees
Estate (except Cotton Growers with Ginnery) : Cashew nuts, Groundnuts and Macadamia : Pickers
Estate (except Cotton Growers with Ginnery) : Cashew nuts, Groundnuts and Macadamia : Processing
Estate (except Cotton Growers with Ginnery) : Coconut, Clove and Kapok : All Others
Estate (except Cotton Growers with Ginnery) : Coconut, Clove and Kapok : Drivers within the estate
Estate (except Cotton Growers with Ginnery) : Coconut, Clove and Kapok : Machinists
Estate (except Cotton Growers with Ginnery) : Coconut, Clove and Kapok : Pickers
Estate (except Cotton Growers with Ginnery) : Coconut, Clove and Kapok :Curing and preparing Copra for Market
Estate (except Cotton Growers with Ginnery) : Coffee Estates : All Others including drivers within the estate
Estate (except Cotton Growers with Ginnery) : Coffee Estates : Factory Employees (Washing and Pulping Factories only)
Estate (except Cotton Growers with Ginnery) : Coffee Estates : Machinists and Sprayers
Estate (except Cotton Growers with Ginnery) : Coffee Factories : Hulling and Curing Works: Employees maintaining, using or attending Machinery
Estate (except Cotton Growers with Ginnery) : Coffee Factories : Washing and Pulping Factories
Estate (except Cotton Growers with Ginnery) : Coffee Factories: Hulling and Curing Works: All Others
Estate (except Cotton Growers with Ginnery) : Floriculture : Sprayers: Greenhouse
Estate (except Cotton Growers with Ginnery) : Floriculture : Sprayers: Open field
Estate (except Cotton Growers with Ginnery) : Floriculture: All Others
Estate (except Cotton Growers with Ginnery) : Floriculture: Cutters
Estate (except Cotton Growers with Ginnery) : Floriculture: Packhouse and cold rooms
Estate (except Cotton Growers with Ginnery) : Nurseries and seed farms: All others
Estate (except Cotton Growers with Ginnery) : Nurseries and seed farms: Machinists, Drivers and Loaders
Estate (except Cotton Growers with Ginnery) : Sisal: All other employees
Estate (except Cotton Growers with Ginnery) : Sisal: Cutters, Fieldsmen, Machinists and Drivers
Estate (except Cotton Growers with Ginnery) : Tea Estates: All Others
Estate (except Cotton Growers with Ginnery) : Tea Estates: Drivers and loaders
Estate (except Cotton Growers with Ginnery) : Tea Estates: Logging
Estate (except Cotton Growers with Ginnery) : Tea Estates: Machinists
Estate (except Cotton Growers with Ginnery) : Tea Estates: Pickers and pruning
Estate (except Cotton Growers with Ginnery) : Tree Growing and Farming
Estate (except Cotton Growers with Ginnery) : Wattle Growers and Cutters
Estate (except Cotton Growers with Ginnery) : Wheat & Barley : All others
Estate (except Cotton Growers with Ginnery) : Wheat & Barley : Machinists, Drivers and Loaders
Excavation, Earth Removal and Filling and Reclamation (not for Sewers and Roads) : Incl. blasting and tunnelling
Excavation, Earth Removal and Filling and Reclamation (not for Sewers and Roads): Excl. use of explosives blasting, Tunnelling and quarrying
Explosive Dealers including Drivers and Attendants
Feather Manufacturers, Dressers, Purifiers and Merchants
Fencing Contractors
Ferries - All Ocean-going Vessels and Craft - Mechanically propelled over under 50 tons net tonnage
Ferries - All Ocean-going Vessels and Craft - Mechanically propelled upto 50 tons net tonnage
Ferries - All Ocean-going Vessels and Craft - Non-mechanically Propelled
Ferries - Vessels confined to inland and coastal waters: All other vessels and craft not provided for in (a) (i), (ii) and All Ocean going Vessels and Craft
Ferries - Vessels confined to inland and coastal waters: Fishing vessels
Ferries - Vessels confined to inland and coastal waters: Tugs
Fertilizer Manufacturers
Fibreglass Goods Manufacturers
Film Producers: All Others
Film Producers: Cameraman and Artists
Film Producers: Cutters, Printers and Laboratory Staff
Fire Brigades .
Fireworks Manufacturers
Fish Processors, Curers and Traders
Fishermen / Fishing Vessels - All Ocean-going Vessels and Craft - Mechanically propelled over under 50 tons net tonnage
Fishermen / Fishing Vessels - All Ocean-going Vessels and Craft - Mechanically propelled upto 50 tons net tonnage
Fishermen / Fishing Vessels - All Ocean-going Vessels and Craft - Non-mechanically Propelled
Fishermen / Fishing Vessels - Vessels confined to inland and coastal waters: All other vessels and craft not provided for in (a) (i), (ii) and All Ocean going vessels and craft
Fishermen / Fishing Vessels - Vessels confined to inland and coastal waters: Fishing vessels
Fishermen / Fishing Vessels - Vessels confined to inland and coastal waters: Tugs
Fish-Hook Makers
Fishing Net and Tackle Makers
Fishmongers (Retail only)
Flag Banner, Bunting, Marquee and Tent Makers - Excluding erection of signs
Flag Banner, Bunting, Marquee and Tent Makers - Including erection of signs (height more than 30 feet)
Flag Banner, Bunting, Marquee and Tent Makers - Including erection of signs (height not more 30 feet)
Flooring - Parquet floor laying
Flooring - Slaters and Tilers (Roof)
Flooring - Tile, Mosaic and Tesselated Pavers
Florists - Delivery
Florists - Work in shop or yard
Flour Merchants - All other work: Where machinery is used
Flour Merchants - All other work: Where no machinery is used
Flour Merchants - Carting or delivery
Flour Merchants - Elevator Employees
Flour Merchants - Loading and discharging vessels
Forwarding, Landing and Shipping Agents: Delivery
Forwarding, Landing and Shipping Agents: Employees receiving or delivering from or to vessels and/or on dock quayside or wharf (ex. Stevedores)
Forwarding, Landing and Shipping Agents: Other Employees
Forwarding, Landing and Shipping Agents: Stevedores
Forwarding, Landing and Shipping Agents: Tally Clerks
Foundries: Where any casting exceeds 13 kg, in weight
Foundries: Where no casting exceeds 13 kg. in weight
Fruit Juice Manufacturers: Employees engaged with machinery including bottling
Fruit Juice Manufacturers: Other Employees
Fumigators (excluding Agricultural Spraying and Pest Control Contractors) - Employees engaged in indoor fumigation including work on ships
Fumigators (excluding Agricultural Spraying and Pest Control Contractors) - Other Employees
Fur Dressers, Dyers and Furriers (Wholesale) - Delivery
Fur Dressers, Dyers and Furriers (Wholesale) - Excluding handling of raw skins
Fur Dressers, Dyers and Furriers (Wholesale) - Including handling of raw skins
Furniture Dealers and Removers and Depository Proprietors
Furniture Manufacturers: (Other than Sheet Metal for which see Tin and Steel Plate Workers) - All other employees associated with (a) above
Furniture Manufacturers: (Other than Sheet Metal for which see Tin and Steel Plate Workers) - Felling, sawing and transporting of trees including Timber Rafting
Furniture Manufacturers: (Other than Sheet Metal for which see Tin and Steel Plate Workers) - Merchants - Timber Yards; Where no machinery is used
Furniture Manufacturers: (Other than Sheet Metal for which see Tin and Steel Plate Workers) - Merchants - Where machinery is used
Furniture Manufacturers: (Other than Sheet Metal for which see Tin and Steel Plate Workers) - Woodworking machinists (including lathes, boring machines, sanding machines)
Galvanizing where carried on as a separate trade
Gardeners
Gas Manufacturers and Suppliers: All Other employees including fitters, meter readers and collectors
Gas Manufacturers and Suppliers: Gas Holder Painting and repairing
Gelatine; Glue, Size and Isinglass Manufacturers
Geologists : Alluvial not more than 6 Metres deep
Geologists Underground: Where any blasting is done
Geologists Underground: Where no blasting is done
Ghee and Lard Manufacturers
Glass Bevellers, Silverers, Embossers, Gilders, Decorators and Sign - Writers: Excluding erection of signs
Glass Bevellers, Silverers, Embossers, Gilders, Decorators and Sign - Writers: Including erection of signs (height more than 30 feet)
Glass Bevellers, Silverers, Embossers, Gilders, Decorators and Sign - Writers: Including erection of signs (height not more 30 feet)
Glass Manufacturers: Bottle
Glass Manufacturers: Domestic Articles
Glass Manufacturers: Erection : Other risks
Glass Manufacturers: Erection : Residences, Offices and Shops (height not exceeding 9 metres)
Glass Manufacturers: Sheet Plate and Safety and Stained Excluding erection
Glaziers: Other risks
Glaziers: Residences, Offices and Shops (height not exceeding 9 metres)
Glue Manufacturers .
Godowns (excluding cold storage) : Hands in warehouses receiving or delivering from or to vessels and / or on dock, quayside or wharf, and lightermen (excluding stevedores)
Godowns (excluding cold storage) : All other employees including delivery: Bonded and Tobaccos
Godowns (excluding cold storage) : All other employees including delivery: Machinery and Metal
Godowns (excluding cold storage) : All other employees including delivery: Others
Goldsmiths
Grain, Flour, Hay, Straw, Fodder and Seed Merchants and Forage Contractors: All other work: Where machinery is used
Grain, Flour, Hay, Straw, Fodder and Seed Merchants and Forage Contractors: All other work: Where no machinery is used
Grain, Flour, Hay, Straw, Fodder and Seed Merchants and Forage Contractors: Carting or delivery
Grain, Flour, Hay, Straw, Fodder and Seed Merchants and Forage Contractors: Elevator Employees
Grain, Flour, Hay, Straw, Fodder and Seed Merchants and Forage Contractors: Loading and discharging vessels
Granite and Marble Works: Dressing and Polishing (not in connection with quarries)
Grave Diggers
Gravel Sand and Murram Pits: Exceeding 3 metres ain depth or with blasting and tunnelling - Where any blasting is done
Gravel Sand and Murram Pits: Exceeding 3 metres ain depth or with blasting and tunnelling - Where no blasting is done
Gravel Sand and Murram Pits: Not exceeding 3 metres in depth excluding blasting and tunnelling and including carting.
Grindstone and Millstone Makers not in connection with quarries - (Quarry risks to be rated as quarries)
Grindstone and Millstone Makers not in connection with quarries - Gum, Glue and Gelatine Manufacturers
Gun makers and Gunsmiths - excluding Ordinance work - All other employees
Gun makers and Gunsmiths - excluding Ordinance work - Workmen engaged in testing and loading
Hackle Makers
Hairdressing Salons, Training Colleges & Beauty Parlours
Hardwood Goods Makers - Other Employees
Hardwood Goods Makers - Woodworking Machinists
Harness and Saddle Makers - Excluding manufacture of Machine belts
Harness and Saddle Makers - Including manufacture of Machine belts
Hat Makers -.
Haulage Contractors (including Drivers and Vehicle Attendants)
Hay Merchants - All other work: Where machinery is used
Hay Merchants - All other work: Where no machinery is used
Hay Merchants - Carting or delivery
Hay Merchants - Elevator Employees
Hay Merchants - Loading and discharging vessels
Hide Merchants and Dealers..
Horn Goods Makers
Horse hair Processors
Hospitals, Asylums, Nursing Mission or Training Homes, Reformatories, Public Benevolent and Charitable Institutions, Inebriate and similar Homes - All other employees
Hospitals, Asylums, Nursing Mission or Training Homes, Reformatories, Public Benevolent and Charitable Institutions, Inebriate and similar Homes - Clerical and office staff
Hospitals, Asylums, Nursing Mission or Training Homes, Reformatories, Public Benevolent and Charitable Institutions, Inebriate and similar Homes - Nurses, keepers and attendants
Hotels, Game Lodges, Restaurants, (not Public House, Beer shops or Taverns) - Drivers of Hire Vehicles
Hotels, Game Lodges, Restaurants, (not Public House, Beer shops or Taverns) - Drivers of Other Vehicles
Hotels, Game Lodges, Restaurants, (not Public House, Beer shops or Taverns) - Guides & Porters
Hotels, Game Lodges, Restaurants, (not Public House, Beer shops or Taverns) - Other Employees
Hurricane Lamp Manufacturers)
Ice Cream Manufacturers
Ice Dealers and Manufacturers
Import and Export Merchants : Delivery
Import and Export Merchants : Employees receiving or delivering from or to vessels and/or on dock quayside or wharf (ex. Stevedores)
Import and Export Merchants : Other Employees
Import and Export Merchants : Stevedores
Import and Export Merchants : Tally Clerks
Incense Manufacturers
Ink Manufacturers
Inland Water Transport Companies : Vessels confined to inland and coastal waters: Tugs
Inland Water Transport Companies : Vessels confined to inland and coastal waters: All other vessels and craft not provided for in (a) (i), (ii) and All ocean-going vessels and craft
Inland Water Transport Companies : Vessels confined to inland and coastal waters: Fishing vessels
Insecticides/ Pesticide Manufacturers
Insurance Companies: Field Staff , Canvassers and Inspectors
Insurance Companies: Other employees
Interior Decorators
Iron Building Manufacturing and Erectors: Shop or Yard Risk
Iron Building Manufacturing and Erectors: Work away from shop or yard: Excluding work on buildings exceeding 9 metres in height.
Iron Building Manufacturing and Erectors: Work away from shop or yard: Including work on buildings exceeding 9 metres in height
Iron Smelters
Ironfounders - Where any casting exceeds 13 kg, in weight
Ironfounders - Where no casting exceeds 13 kg. in weight
Irrigation - Excluding Blasting and Tunelling
Irrigation - Including Blasting and Tunelling
Isinglass Manufacturers
Ivory, Horn, Bone and Tortoise Shell Goods Makers and Pearl Cutters
Jam and Provision Preservers and Packers - Other employees
Jam and Provision Preservers and Packers - Tin Making
Japanners
Jelly Powder Manufacturers
Jewellers, Goldsmiths and Silversmiths (Manufacturing)- Retail only
Jewellers, Goldsmiths and Silversmiths (Manufacturing)- Tower, Turret, and Railway Clock fixing, repairing and Winding
Jewellers, Goldsmiths and Silversmiths (Manufacturing)- Wholesale and manufacturing
Jute Bales-Loading and unloading into Railway Wagons
Jute Godowns and Warehouses, Handling Jute, loose and in bales
Jute Mills - All processes incl. mill godowns - All employees in baling presses
Jute Mills - All processes incl. mill godowns - Jute Presses
Keg Manufacturers
Label Manufacturers - Employees engaged on Machines
Label Manufacturers - Otherwise
Lamination - Iron or Steel 7.86
Lamination - Other Metals 5.90
Lamp Makers - All descriptions incl. incandescent lamps
Land & Shipping Agents – Employees receiving or delivering from or to vessels and/or on dock quayside or wharf (ex. Stevedores)
Land & Shipping Agents – Delivery
Land & Shipping Agents – Other Employees
Land & Shipping Agents – Stevedores
Land & Shipping Agents – Tally Clerks
Land Drainage Irrigation - Including Blasting and Tunelling
Land Drainage Irrigation - Excluding Blasting and Tunelling
Laundries - Delivery
Laundries - Where machinery is used
Laundries - Where no machinery is used
Lead Pencil Makers
Leather Dressers and Dyers
Leather Goods Makers: Excluding manufacture of Machine belts
Leather Goods Makers: Including manufacture of Machine belts
Legal
Lift Attendants: Goods Lift Attendants
Lift Attendants: Passenger Lift Attendants
Lift Repairing Machinists - (Upkeep of Insured 's own property only)
Lifts and Hoists (Manufacture, Erection and Maintenance) - Work away from Insured's shop or yard
Lifts and Hoists (Manufacture, Erection and Maintenance) - Work exclusively in Insured shop or yard
Lighter Owners - Vessels confined to inland and coastal waters: All other vessels and craft not provided for in (a) (i), (ii) and All Ocean-going Vessels and Craft
Lighter Owners - Vessels confined to inland and coastal waters: Fishing vessels
Lighter Owners - Vessels confined to inland and coastal waters: Tugs
Lime Works and Kilns (excluding Quarry or Mining Risks)
Linen Finishers.
Liquefied Petroleum (as a separate trade) -All employees including delivery
Lithographers - All other employees
Lithographers - Employees working with newspapers
Livery Stable Proprietors not undertaking cartage contracts
Livestock Farm
Lock Makers
Locust Destroyers
Machinery and Scrap Metal Dealers: All other work
Machinery and Scrap Metal Dealers: Buyers, salesmen and showroom assistants
Machinery and Scrap Metal Dealers: Dismantling, breaking up and demolition
Machinery and Scrap Metal Dealers: Warehouses including delivery
Marble Works Dressing and Polishing (not in connection with quarries)
Margarine Manufacturers
Marine Store Dealers and General Waste dealers (other than Scrap Metal Dealers): All other work including delivery
Marine Store Dealers and General Waste dealers (other than Scrap Metal Dealers): Dismantling, breaking and demolition
Marine Store Dealers and General Waste dealers (other than Scrap Metal Dealers): Loading and discharging vessels
Market Gardeners
Match Manufacturers
Mattress Manufacturers - Excluding Wire Mattresses
Mattress Manufacturers - Wire Mattresses
Meat Market (Wholesale): All Others (ex. Slaughtermen)
Meat Market (Wholesale): Salesmen and Buyers
Meat Market (Wholesale): Slaughtermen
Messengers and Porters
Metal (Hollow Ware) Tin and Steel Plate Manufacturers and Sheet Metal Works - Where no mechanically-driven machinery is used
Metal (Hollow Ware) Tin and Steel Plate Manufacturers and Sheet Metal Works - Where no mechanically-driven machinery is used
Metal Polishers and Platers
Metal Works excluding Tin and Steel Plate and Sheet Metal Works: Bell founders
Metal Works excluding Tin and Steel Plate and Sheet Metal Works: Brass Founders
Metal Works excluding Tin and Steel Plate and Sheet Metal Works: Makers of Gas and Water Fittings, German Silver and White Metal Articles, Valves, Hinges and other small metal parts
Metal Works excluding Tin and Steel Plate and Sheet Metal Works: Metal Spinners
Metal Works excluding Tin and Steel Plate and Sheet Metal Works: Pewterers
Metal Works excluding Tin and Steel Plate and Sheet Metal Works: Tin Refiners
Metal Works excluding Tin and Steel Plate and Sheet Metal Works: Type Founders
Metal Works excluding Tin and Steel Plate and Sheet Metal Works: Workers in Zinc (including smelting or rolling)
Metal Works excluding Tin and Steel Plate and Sheet Metal Works: Workers in Zinc (not smelting or rolling)
Millers, Corn, Rice and Meal
Millstone Makers - See Grindstone, etc
Mineral Water Manufacturers - Rate as Aerated, etc.
Mines: Alluvial not more than 6 Metres deep
Mines: Underground: Where any blasting is done
Mines: Underground: Where no blasting is done
Mobile Telephone Operators - All other employees
Mobile Telephone Operators - Engineering Staff & Technicians
Mobile Telephone Operators - Mast erection, repairs & maintenance
Motor Cycle Makers and Repairers
Motor Drivers in private employ - See Domestic Servants.
Motor Garage and Showrooms: Motor Salesmen, Buyers and Show room Assistants
Motor Garage and Showrooms: All Others
Murram Pits - Not exceeding 3 metres in depth excluding blasting and tunnelling and including carting.
Murram Pits - See Gravel, Sand and Murram Pits - Exceeding 3 metres ain depth or with blasting and tunnelling – Where any blasting is done
Murram Pits - See Gravel, Sand and Murram Pits - Exceeding 3 metres ain depth or with blasting and tunnelling – Where no blasting is done
Musical Instrument Dealers, Makers and Repairers: All Others
Musical Instrument Dealers, Makers and Repairers: Delivery
Nail Makers
National Parks: Other Employees
National Parks: Professional Hunters and / or Photographic Safari operators
National Parks: Rangers and / or employees using and / or handling explosives
Needle manufacturers
Newspaper Proprietors - All others
Newspaper Proprietors - Printing of daily newspapers excluding lead poisoning
Newspaper Proprietors - Printing of daily newspapers including lead poisoning
Noodle Makers
Nurses
Nut and Bolt Makers
Office Machine Maintenance Engineers
Office Premises (Employees): Caretakers & cleaners
Office Premises (Employees): Clerical Staff and Telephone Operators
Office Premises (Employees): Commercial Travellers, Canvassers and Collectors and Employees with Outdoor Work
Office Premises (Employees): Motor Car Drivers
Office Premises (Employees): Watchmen
Oil (Vegetable) Manufacturers and Refiners
Oil and Petroleum Dealers (including Distribution)
Oil Mills (not Mineral Oils) and Oilcake Manufacturers
Oil Well Proprietors and Mineral Refiners: All Other Employees
Oil Well Proprietors and Mineral Refiners: Drivers and Loaders
Oil Well Proprietors and Mineral Refiners: Employees engaged in drilling and pumping, erection, repair and demolition of rigs, tanks, dams, telegraph or telephone lines, or overhead electric cables
Oil Well Proprietors and Mineral Refiners: Stevedores and Dock and Pier Labourers
Opticians (other than retail)
Ore Importers or Exporters including warehouse and loading and unloading vessels.
Oyster Cultivators
Paint, Colour, Enamel and Varnish Manufacturers
Painters and Decorators (as a separate trade) not Builders or ship painters, scrapers and scalers:- All other work
Painters and Decorators (as a separate trade) not Builders or ship painters, scrapers and scalers:- All risks incl. ship painters, scrapers and scalers
Painters and Decorators (as a separate trade) not Builders or ship painters, scrapers and scalers:- Work in connection with Gasholders, Towers, Steeples, Bridges, Viaducts, Blast Furnace, Colliery Overhead winding Gear and any work in connection with the Roofs of Railway Stations over 9 metres in height and of Aeroplane Sheds over 9 metres in height
Paper Manufacturers: Paper Pattern Makers
Paper Manufacturers: Handmade Only
Paper Manufacturers: Machine Made
Paraffin and Wax (factory)
Parcel Delivery Agents, Carriers and carters
Parquet Floor Laying
Patent Fuel and Firelighter Manufacturers
Pattern Card Makers
Pearl Cutters : Where machinery is used
Pearl Cutters : Where no machinery is used
Perfume Manufacturers
Pest Control and fumigation Contractors
Petrochemical Industry
Petrol Pump Stations and Car Park (not connected with Garages)
Pharmaceutical Products (Manufacturers)
Photo Block and process Block Manufacturers
Photographers and Photographic dealers - All Others
Photographers and Photographic dealers- Delivery and work away from studio, shop or factory
Piano Tuners and Teachers
Pickle Manufacturers
Pickle Manufacturers - Tin Making
Picture Frame Makers, Gilders and Picture Dealers
Pipe (Tobacco) Makers and Mounters
Plantations (except Cotton Growers with Ginnery) : Horticulture : Pickers / harvesters including fruit (fresh) Packers
Plantations (except Cotton Growers with Ginnery) : Horticulture: All Others including machinists and drivers within the estat
Plantations (except Cotton Growers with Ginnery) : Horticulture: Packhouse and cold rooms
Plantations (except Cotton Growers with Ginnery) : Horticulture: Sprayers: Greenhouse
Plantations (except Cotton Growers with Ginnery) : Horticulture: Sprayers: Open field
Plantations (except Cotton Growers with Ginnery) : Sugar: All Others
Plantations (except Cotton Growers with Ginnery) : Sugar: Cutters
Plantations (except Cotton Growers with Ginnery) : Sugar: Machinists and Drivers
Plantations (except Cotton Growers with Ginnery) : All Other Plantations : Machinists and Drivers
Plantations (except Cotton Growers with Ginnery) : All Other Plantations : Other Employees
Plantations (except Cotton Growers with Ginnery) : All Other Plantations : Plantations Factories (including Dairies on Plantations)
Plantations (except Cotton Growers with Ginnery) : Cashew nuts, Groundnuts and Macadamia : Pickers
Plantations (except Cotton Growers with Ginnery) : Cashew nuts, Groundnuts and Macadamia : Processing
Plantations (except Cotton Growers with Ginnery) : Coconut, Clove and Kapok : All Others
Plantations (except Cotton Growers with Ginnery) : Coconut, Clove and Kapok : Drivers within the Plantations
Plantations (except Cotton Growers with Ginnery) : Coconut, Clove and Kapok : Machinists
Plantations (except Cotton Growers with Ginnery) : Coconut, Clove and Kapok : Pickers
Plantations (except Cotton Growers with Ginnery) : Coconut, Clove and Kapok :Curing and preparing Copra for Market
Plantations (except Cotton Growers with Ginnery) : Coffee Factories : Hulling and Curing Works: Employees maintaining, using or attending Machinery
Plantations (except Cotton Growers with Ginnery) : Coffee Factories : Washing and Pulping Factories
Plantations (except Cotton Growers with Ginnery) : Coffee Factories: Hulling and Curing Works: All Others
Plantations (except Cotton Growers with Ginnery) : Coffee Plantations : All Others including drivers within the Plantations
Plantations (except Cotton Growers with Ginnery) : Coffee Plantations : Factory Employees (Washing and Pulping Factories only)
Plantations (except Cotton Growers with Ginnery) : Coffee Plantations : Machinists and Sprayers
Plantations (except Cotton Growers with Ginnery) : Floriculture : Sprayers: Greenhouse
Plantations (except Cotton Growers with Ginnery) : Floriculture : Sprayers: Open field
Plantations (except Cotton Growers with Ginnery) : Floriculture: All Others
Plantations (except Cotton Growers with Ginnery) : Floriculture: Cutters
Plantations (except Cotton Growers with Ginnery) : Floriculture: Packhouse and cold rooms
Plantations (except Cotton Growers with Ginnery) : Nurseries and seed farms: All others
Plantations (except Cotton Growers with Ginnery) : Nurseries and seed farms: Machinists, Drivers and Loaders
Plantations (except Cotton Growers with Ginnery) : Sisal: All other employees
Plantations (except Cotton Growers with Ginnery) : Sisal: Cutters, Fieldsmen, Machinists and Drivers
Plantations (except Cotton Growers with Ginnery) : Tea Plantations: All Others
Plantations (except Cotton Growers with Ginnery) : Tea Plantations: Drivers and loaders
Plantations (except Cotton Growers with Ginnery) : Tea Plantations: Logging
Plantations (except Cotton Growers with Ginnery) : Tea Plantations: Machinists
Plantations (except Cotton Growers with Ginnery) : Tea Plantations: Pickers and pruning
Plantations (except Cotton Growers with Ginnery) : Tree Growing and Farming
Plantations (except Cotton Growers with Ginnery) : Wattle Growers and Cutters
Plantations (except Cotton Growers with Ginnery) : Wheat & Barley : All others
Plantations (except Cotton Growers with Ginnery) : Wheat & Barley : Machinists, Drivers and Loaders
Plasterers and Plaster and Fibrous Plaster Modellers and Moulders: All other work
Plasterers and Plaster and Fibrous Plaster Modellers and Moulders: All other work over 9 meters in height
Plasterers and Plaster and Fibrous Plaster Modellers and Moulders: Work on churches, chapels, cinemas, exhibitions, music halls, public halls and theatres
Plastic Goods Makers
Plumbers, Hot Water and Sanitary Engineers - All other work
Plumbers, Hot Water and Sanitary Engineers - Work in shafts or wells
Polish Manufacturers..
Pontoons, builders and repairs
Porcelain Manufacturers
Potato Dehydrating : Where mechanically driven machinery is used
Potato Dehydrating : Where no mechanically driven machinery is used
Pottery Manufacturers and Decorators:- All other potteries
Pottery Manufacturers and Decorators:- Employees engaged in clay-getting and manufacture - All employees engaged in clay or blaes getting at depths greater than 6 metres or in construction, repair or demolition of kiln chimneys.
Pottery Manufacturers and Decorators:- Employees engaged in clay-getting and manufacture - Where Insured has any machinery, excluding Clay or blaes getting at depths greater than 6 metres
Pottery Manufacturers and Decorators:- Employees engaged in clay-getting and manufacture - Where Insured has no machinery, excluding Clay or blaes getting at depths greater than 6 metres
Pottery Manufacturers and Decorators:- Sanitary Pipes, drain pipes, stoneware flowerpots, Spur and stilt and fireclay goods
Poultry and Hatchery - Where electrical appliances are used
Poultry and Hatchery - Where no electrical appliances are involved
Printers and Lithographers (Excluding paper manufacturers) - Excl. printing of daily newspapers excluding lead poisoning
Printers and Lithographers (Excluding paper manufacturers) - Excl. printing of daily newspapers including lead poisoning
Printers and Lithographers (Excluding paper manufacturers) - Printing of daily newspapers excluding lead poisoning
Printers and Lithographers (Excluding paper manufacturers) - Printing of daily newspapers including lead poisoning
Printers and Lithographers (Excluding paper manufacturers) - All others
Printers and Lithographers (Excluding paper manufacturers) - Bookbinders
Printers and Lithographers (Excluding paper manufacturers) - Reporters
Private Investigators and Detectives
Produce Dealers:- Carters
Produce Dealers:- Porters and Labourers engaged in handling produce
Professional hunters and / or Photographic Safari Operators
Professional hunters and/or Photographic Safari operators
Property Owners and Managers (residential and office building only; excluding all building and decoration works): All other employees
Property Owners and Managers (residential and office building only; excluding all building and decoration works): Outdoor and Maintenance Staff
Property Owners and Managers (residential and office building only; excluding all building and decoration works): Watchmen
Public Houses
Publishers
Quarries - Excluding Mines - Where any blasting is done
Quarries - Excluding Mines - Where no blasting is done
Quilt Manufacturers
Racecourse Employees : Grooms, jockeys and stable hands
Racecourse Employees : Other employees
Radiology Centres
Railway Coach and Wagon Works
Railway contractors, Construction and Alteration:- Excluding Blasting or Tunnelling
Railway contractors, Construction and Alteration:- Including Blasting or Tunnelling
Railway Upkeep and Running, excluding Construction
Razor Blade Factories
Reclaimers and Waste Workers
Refuse Collectors
Restaurants - Drivers of Hire Vehicles
Restaurants - Drivers of Other Vehicles
Restaurants - Guides & Porters
Restaurants - Other Employees
Rice Millers
Rivet Makers
Road Paving and Road Making - All other work
Road Paving and Road Making - Blasting and tunnelling
Road Paving and Road Making - Open trench work only where no blasting and tunnelling is done and where the depth in any part exceeds 3 metres
Roofing and Floor Surfacing - Work on jobs: Parquet floor laying
Roofing and Floor Surfacing - Work on jobs: Slaters and Tilers (Roof)
Roofing and Floor Surfacing - Work on jobs: Thatching
Roofing and Floor Surfacing - Work on jobs: Tile, Mosaic and Tesselated Pavers
Rope (excluding wire rope) Cord and Twine Makers - Where any mechanically driven machinery is used
Rope (excluding wire rope) Cord and Twine Makers - Where no mechanically driven machinery is used
Rubber and Balata: Manufacture of: Gutta percha, vulcanite and rubber goods, ebonite and ebonestos and waterproof material
Rubber and Balata: Manufacture of: Rubber Stamps
Rubber and Balata: Manufacture of: Rubber tyres
Sack Makers
Safari / Tour Operators & Organisers: Drivers
Safari / Tour Operators & Organisers: Guides & Porters
Safari / Tour Operators & Organisers: Other Employees
Safari / Tour Operators & Organisers: Professional hunters and / or Photographic Safari operators
Sail makers: All Others
Sail makers: Riggers
Salt Merchants and Dealers : All other employees including delivery: Bonded and Tobaccos
Salt Merchants and Dealers : All other employees including delivery: Machinery and Metal
Salt Merchants and Dealers : All other employees including delivery: Others
Salt Merchants and Dealers : Hands in warehouses receiving or delivering from or to vessels and / or on dock, quayside or wharf, and lightermen (excluding stevedores)
Salt Works, excluding Mining
Sand Pits Exceeding 3 metres in depth or with blasting and tunnelling
Sand Pits Exceeding 3 metres in depth or with blasting and tunnelling : Where any blasting is done
Sand Pits Exceeding 3 metres in depth or with blasting and tunnelling : Where no blasting is done
Sauce Manufacturers : Other employees
Sauce Manufacturers : Tin Making
Sausage Manufacturers : Excluding Slaughtering
Sausage Manufacturers : Sausage Manufacturers (including Slaughtering)
Saw Mills : All other employees
Saw Mills : Felling, Sawing and Carting of trees
Scaffolding Erection (as a separate trade): otherwise
Schools, Colleges and Educational Establishments: Other Schools: All other employees
Schools, Colleges and Educational Establishments: Other Schools: Teaching Staff
Schools, Colleges and Educational Establishments: Technical Schools, all employees
Schools, Colleges and Educational Establishments: Veterinary Colleges: All other employees
Schools, Colleges and Educational Establishments: Veterinary Colleges: Lecturers engaged indoors
Scientific and surgical Appliance Makers
Scientific and Surgical Instrument and Appliance Makers
Scrap Metal Dealers : All other work
Scrap Metal Dealers : Buyers, salesmen and showroom assistants
Scrap Metal Dealers : Dismantling, breaking up and demolition
Scrap Metal Dealers : Warehouses including delivery
Screw Manufacturers
Seamen : Vessels confined to inland and coastal waters: All other vessels and craft not provided for in (a) (i), (ii) and All Ocean-going Vessels and Craft
Seamen : Vessels confined to inland and coastal waters: Fishing vessels
Seamen : Vessels confined to inland and coastal waters: Tugs
Security Guards
Seed Merchants : All other work: Where machinery is used
Seed Merchants : All other work: Where no machinery is used
Seed Merchants : Carting or delivery
Seed Merchants : Elevator Employees
Seed Merchants : Loading and discharging vessels
Sewer and Road Contractors: All other work
Sewer and Road Contractors: Blasting and tunnelling
Sewer and Road Contractors: Open trench work only where no blasting and tunnelling is done and where the depth in any part exceeds 3 metres
Sheet Lead Rollers and Lead Pipe Makers - Excl. Lead poisoning
Shellac Manufacturers
Ship Breakers
Ship Builders - Iron, Steel and Concrete: Where barges, hoppers, dredgers, tugs, yachts, river and coasting steamers and pilot boats not exceeding 1,000 tons gross measurement are built
Ship Builders - Iron, Steel and Concrete: Where repair of vessels only is carried on
Ship Builders - Iron, Steel and Concrete: Where torpedo boats, destroyers, steam trawlers and shallow draught river gunboats not exceeding 500 tons displacement and similar vessels as in Class (a) over 1,000 tons but not exceeding 2,000 tons gross measurement are built.
Ship Builders - Iron, Steel and Concrete: Where warships, passenger, cargo and other vessels not included in (a) or (b) are built.
Ship Chandlers and Ship Stores: All other employees including delivery
Ship Chandlers and Ship Stores: Fixing and Riggin
Ship Owners: Vessels confined to inland and coastal waters: All other vessels and craft not provided for in (a) (i), (ii) and All Ocean Going Vessels and Craft
Ship Owners: Vessels confined to inland and coastal waters: Fishing vessels
Ship Owners: Vessels confined to inland and coastal waters: Tugs
Ship Painters, Scrapers and Scalers: Where stagings and slings are not used at all
Ship Painters, Scrapers and Scalers: Where stagings and slings are used
Ship Salvors: Divers
Ship Salvors: Other Employees
Shipping Agents : Delivery
Shipping Agents : Employees receiving or delivering from or to vessels and/or on dock quayside or wharf (ex. Stevedores)
Shipping Agents : Other Employees
Shipping Agents : Stevedores
Shipping Agents : Tally Clerks
Shipsmiths and Shipwrights (Jobbing) where carried on as a separate trade
Shop Fitters
Shop Fitters
Shops and Retail Stores (not otherwise classified): Delivery (other than by hand or handcraft)
Shops and Retail Stores (not otherwise classified): Other work: Where any machinery is used
Shops and Retail Stores (not otherwise classified): Other work: Where no machinery is used
Shops and Retails Stores: Butchers (not meat market wholesale
Shops and Retails Stores: Butchers (not meat market wholesale)
Shops and Retails Stores: Electrical and Wireless Instruments and Appliances - Retail - All other Work
Shops and Retails Stores: Electrical and Wireless Instruments and Appliances - Retail - Delivery
Shops and Retails Stores: Electrical and Wireless Instruments and Appliances - Retail - Delivery
Shops and Retails Stores: Electrical and Wireless Instruments and Appliances - Retail - Work away from shop or yard - Installation and repair of plant, fittings, and apparatus including Radio and Television, but excluding Telephone and Telegraph. - All other Work
Shops and Retails Stores: Electrical and Wireless Instruments and Appliances - Retail - Work away from shop or yard - Installation and repair of plant, fittings, and apparatus including Radio and Television, but excluding Telephone and Telegraph. - Work on the exterior of buildings
Shops and Retails Stores: Electrical and Wireless Instruments and Appliances - Retail - Work away from shop or yard : Work on the exterior of buildings
Shops and Retails Stores: Electrical and Wireless Instruments and Appliances - Retail - Work away from shop or yard : All other Work
Shops and Retails Stores: Electrical and Wireless Instruments and Appliances - Retail - Work in shop or yard
Shops and Retails Stores: Electrical and Wireless Instruments and Appliances - Retail - Work in shop or yard
Shops and Retails Stores: Electrical and Wireless Instruments and Appliances - Retail - Work on the exterior of buildings
Shops and Retails Stores: Fishmongers
Shops and Retails Stores: Fishmongers
Shops and Retails Stores: Poulterers
Shops and Retails Stores: Poulterers
Shot Manufacturers.
Sign Writers and Makers: Glass - Erection Residences, Offices and Shops (height not exceeding 9 metres)
Sign Writers and Makers: Glass - Sheet Plate and Safety and Stained Excluding erection
Sign Writers and Makers: Glass Other risks
Sign Writers and Makers: Other Signs: Excluding erection of signs
Sign Writers and Makers: Other Signs: Including erection of signs (height more than 30 feet)
Sign Writers and Makers: Other Signs: Including erection of signs (height not more 30 feet)
Silk Artificial: All other processes
Silk Artificial: Weaving and process subsequent tom yarn production
Silk Artificial: Winding (as a separate trade)
Silk Artificial: Yarn production
Silk spinners and or weavers
Silversmiths
Slag crushers and removers
Slaughter- men ..
Small ware Manufacturers (Braid, laces other than Leather, Tassels and Cords)
Snuff Manufacturers where carried on as a separate trade
Soap Makers (Toilet) Where remelting and perfuming only are done.
Soap Makers. Melters and Boilers ..
Social Workers -
Solvent Extraction plants:- Automatic
Solvent Extraction plants:- Non- Automatic or batch type
Spice Manufacturers (including nut grinding and shelling)
Sponge Fishers . ..
Sports Goods Manufacturers ..
Spray Painters (as a separate trade) - All other work
Spray Painters (as a separate trade) - Work in connection with Gasholders, Towers, Steeples, Bridges, Viaducts, Blast Furnace, Colliery Overhead winding Gear and any work in connection with the Roofs of Railway Stations over 9 metres in height and of Aeroplane Sheds over 9 metres in height.
Spring and axle makers
Starch and Blue Manufacturers
Stationers - Manufacturing and/ or Wholesale
Steel and Iron- founders not otherwise classified and not engaged specifically in work otherwise rate - Where any casting exceeds 13 kg, in weight
Steel and Iron- founders not otherwise classified and not engaged specifically in work otherwise rate - Where no casting exceeds 13 kg. in weight
Steel and Iron Rolling Mills .
Stevedores
Stone and State Dressing and stone Crushing and Breaking Yards: When carried on by a quarry proprietor when the yard is within 1.6 kms. of the quarry - Where any blasting is done
Stone and State Dressing and stone Crushing and Breaking Yards: When carried on by a quarry proprietor when the yard is within 1.6 kms. of the quarry - Where no blasting is done
Stone and State Dressing and stone Crushing and Breaking Yards: Where carried on by a quarry proprietor, provided the yard is not within 1.6 kms. of quarry - All Employees whose duties take them at any time in the quarry - Where any blasting is done
Stone and State Dressing and stone Crushing and Breaking Yards: Where carried on by a quarry proprietor, provided the yard is not within 1.6 kms. of quarry - All Employees whose duties take them at any time in the quarry - Where no blasting is done
Stone and State Dressing and stone Crushing and Breaking Yards: Where carried on by a quarry proprietor, provided the yard is not within 1.6 kms. of quarry - All other Employees
Stone Masons and Carvers and Monumental Masons (as a separate trade): Work on buildings - Demolition of Buildings not within the provisions of Endorsements W156 and W16.
Stone Masons and Carvers and Monumental Masons (as a separate trade): Work on buildings - Hands engaged in girder erecting
Stone Masons and Carvers and Monumental Masons (as a separate trade): Work on buildings - Hands in Shop or Yard or upon jobs of not more than two storeys in height where no mechanically driven machinery is used (other than mortar mills, stone crushers, concrete mixers, sanding machines and friction hoists controlled by a motor, with a lifting capacity not exceeding 750kg and hoisting directly from one position only and mechanically driven portable tools applied to the work by hand but not including pendulum and swing saws).
Stone Masons and Carvers and Monumental Masons (as a separate trade): Work on buildings - Hands upon jobs of more than two storeys in height and/ or where mechanically driven machinery is used
Stone Masons and Carvers and Monumental Masons (as a separate trade): Work on buildings - Steeple, Tower or Chimney Shaft Builders or repairers
Straw Merchants - All other work: Where machinery is used
Straw Merchants - All other work: Where no machinery is used
Straw Merchants - Carting or delivery
Straw Merchants - Elevator Employees
Straw Merchants - Loading and discharging vessels
Surf Boat Owners : Vessels confined to inland and coastal waters: All other vessels and craft not provided for in (a) (i), (ii) and All Ocean-going Vessels and Craft
Surf Boat Owners : Vessels confined to inland and coastal waters: Fishing vessels
Surf Boat Owners : Vessels confined to inland and coastal waters: Tugs
Surgical Instrument Makers
Surveyors (excluding Marine) - Office work
Surveyors (excluding Marine) - Outside work
Surveyors (Marine)
Sweet Manufacturers - All employees not engaged with machinery
Sweet Manufacturers - Employees engaged with machinery
Tailors
Tanners, Curriers and Fellmongers
Taxi - Drivers and Conductors
Taxi - Guides & Porters
Taxi - Other Employees
Telephone and Telegraph installation repairs, maintenance or operation: All other work (excluding operators)
Telephone and Telegraph installation repairs, maintenance or operation: Operators
Telephone and Telegraph installation repairs, maintenance or operation: Work outside buildings
Television (installation and repair excluding retail shops) - All other employees including repairers
Television (installation and repair excluding retail shops) - Employees working at height exceeding 9m (30 feet)
Television (installation and repair excluding retail shops) - Employees working at height not exceeding 9m (30 feet.)
Tent, Tarpaulin and Marquee Makers - Excluding erection of signs
Tent, Tarpaulin and Marquee Makers - Including erection of signs (height more than 30 feet)
Tent, Tarpaulin and Marquee Makers - Including erection of signs (height not more 30 feet)
Textile Manufacturers (All Processes of, and incidental to spinning and weaving; including mill godowns)
Theatres - Acrobats and dancers
Theatres - All other employees
Theatres - Artists not Stage Performers (including actors, musicians, bandsmen, vocalists and instrumentalists) or Acrobats and dancers
Theatres - Stage Performers (including actors, musicians, bandsmen, vocalists and instrumentalists)
Timber - All other employees associated with Felling, sawing and transporting of trees including Timber Rafting
Timber - Felling, sawing and transporting of trees including Timber Rafting
Timber - Merchants - Timber Yards; Where machinery is used
Timber - Merchants - Timber Yards; Where no machinery is used
Timber - Woodworking machinists (including lathes, boring machines, sanding machines)
Tin and Steel Plate and Sheet Metal Works (including Metal Boxes, Drums and Furniture) - Where no mechanically-driven machinery is used
Tin and Steel Plate and Sheet Metal Works (including Metal Boxes, Drums and Furniture) - Where no mechanically-driven machinery is used
Tin Ore getting from open workings and Machine Crushing
Tin Smiths - Excluding Ship Work
Tin Smiths - Ship Work
Tobacco, Cigar and Cigarette Manufactures:
Tools Manufacturers - Where machinery is used
Tools Manufacturers - Where no machinery is used
Tools Manufacturers - Wood working machinery
Toy Makers - Where celluloid is used
Toy Makers - Where no celluloid and no machinery is used
Toy Makers - Where no celluloid is used
Trailer Manufacturers
Transporters
Tug Owners
Twine Makers - Where any mechanically driven machinery is used
Twine Makers - Where no mechanically driven machinery is used
Typewriter Makers, Dealers and Repairers and Suppliers
Tyres - Tyre Manufacturing
Tyres - Tyre Repairers
Tyres - Tyre Retreading and Resolving
Tyres - Tyre Vulcanisers when carried as a separate trade
Umbrella Manufacturers
Undertakers.. ..
Upholsters
Vacuum Flask Manufacturers - All other employees
Vacuum Flask Manufacturers - Employees engaged on machinery for cutting or pressing metal
Veneer Manufacturers where carried on as a separate trade
Veterinary Surgeons and Attendants and Grooms in employ of Veterinary Surgeons
Video Filming
Vinegar Manufacturers ..
Vulcanisers
Wagon Builders
Wall and ceiling surfacing: - rate as a separate trade - All other employees
Wall and ceiling surfacing: - rate as a separate trade - Work at height over 9 meters (30 feet)
Warehouses - (Cold Storage): All Other employees
Warehouses - (Cold Storage): Employees engaged in processing
Warehouses - (Cold Storage): Hands in warehouses, receiving or delivering from or to vessels and / or on dock, quayside or wharf, and lighter-men (excluding stevedores)
Warehouses - (excluding Cold Storage): All other employees
Warehouses - (excluding Cold Storage): Hands in warehouses, receiving or delivering from or to vessels and / or on dock, quayside or wharf, and lightermen (excluding stevedores)
Waste Collectors and Disposers
Watch Manufacturers
Watchmen (as a separate trade)
Water Supply Undertakings
Waterworks and Pumping Stations - Construction, alteration maintenance or repair work excl. Use of explosives
Waterworks and Pumping Stations - Construction, alteration maintenance or repair work incl. use of explosives
Waterworks and Pumping Stations - Excl. construction, alteration maintenance or repair work, the sinking or digging of wells and the use of explosives
Waterworks and Pumping Stations - Tunnelling incl. blasting (when carried out as a separate contract)
Wattle Growers and Cutters ..
Weaving and Printing of Cloth by Hand Power
Welders: At a height not exceeding 60 feet
Welders: Employees engaged in work on ships
Well-sinkers or Borers: Artesian or Tube
Well-sinkers or Borers: Other Wells
Wharf Constructors - Construction excluding blasting
Wharf Constructors - Construction including blasting
Wharf Constructors - Maintenance and Repair
Wharfingers
Wheelrights
Whiting and Pipe clay Manufacturers excluding mining quarry
Window blind makers including lattice and nets
Window Cleaners
Wine, spirits and beer (where drink is sold for consumption on the premises) - Delivery
Wine, spirits and beer (where drink is sold for consumption on the premises) - All other employees
Wire Drawers and wire Rope Manufacturers: Brass and Copper Wire Drawers
Wire Drawers and wire Rope Manufacturers: Gold, Platinum and Silver Wire Drawer
Wire Drawers and wire Rope Manufacturers: Steel and Iron Wire Drawers
Wire Drawers and wire Rope Manufacturers: Wire Rope Manufacturers
Wire Goods Makers (excluding Mattresses)
Wireless Schools (including e-learning, virtual learning -Tuition and Demonstration)
Wood Ware Manufacturers and Turners
Wood Wool and Wood Pulp Manufacturers
Woodmen and Foresters - All other employees
Woodmen and Foresters - Felling, sawing and transporting of trees including Timber Rafting
Woodworking Machinists
Woolen and Worsted - Wool Sorter and/or Wool Waste merchants
Woolen and Worsted - Spinning Weaving, Bleaching, Dyeing and all Processes other than Wool-combing incidental to the trade carried on in or about the premises
Woolen and Worsted - Where no wool-combing is done
Woolen and Worsted - Where wool-combing is done
Woolen and Worsted - Wool-combing
Writing Slate Manufacturers
Yarn and Thread Bleachers and / or Dyers with or without machinery where yarn and thread only are handled (and where no bleaching or dyeing of other material is done)
Yeast Manufacturers
Zinc Works - Workers in Zinc (including smelting or rolling)
Zinc Works - Workers in Zinc (not smelting or rolling)
Gross monthly wages
Section C : Public Liability (Annual limit of KES 1,000,000)
Public Liability Amount
Section D : Fidelity Guarantee
Any one incident
Annual Limit
Section E : All Risks
Description of Portable Items to be Covered
Value
Submit
