In contrast to the Marine Cargo, the Marine Hull provides cover against loss or damage to the physical boats, its machinery and the equipments.  It covers all damage or loss not specifically excluded by the policy


COMMON EXCLUSIONS

Normal wear and tear

Insects

Marine life

some policies exclude machinery e.g; engines

Normally most policies have an excess


REQUIREMENTS

Duly completed proposal form

Location of the boat

Insured's ID and PIN


CLAIMS PROCESS

Notify the Insurer immediately theres is a loss

Provide the required claim documentation