This Product is designed to help Employers provide Personal Insurance beyond the minimum requirement by Law


This policy can be arranged on Named or Un-named basis and is designed according to the client's requirements.  It is a 24 hour World Wide cover.  The Sum Insureds are based on Salary or Category of Employee as the client's requirements.  The cover can be tailor made according to the clients needs.


BENEFITS

Accidental Death

Permanent Total Disablement

Permanent Partial Disablement

Temporary Total Disablement (Weekly Benefits)

Accidental Medical Reimbursements


OPTIONAL COVERS ON ADDITIONAL PREMIUM

Medical Evacuation

Hospital Allowance

Artificial Appliances

Last Expense


REQUIREMENTS

Duly completed proposal form

A schedule of employees covered and their annual wages

Insured's ID and PIN


CLAIM PROCESS

Report incident/loss immediately after discovery of the happening

Provide all necessary claim documents (police abstract, claim form, Record showing  employee status and wages paid