The policy protects an insured person or organization against their legal liability to members of the public (third parties) arising from:-

(i) Accidental death or bodily injury (including illness to any persons and or

(ii) Accidental loss or or damage to tangible property arising from

1. Any thing harmful or defective in any product manufactured, assembled, processed, modified, repaired, serviced, altered, labelled, handled, sold or supplied by or through the insured in the course of or in connection with the insured business

2. The defective condition of the containers of such products

The Company will in addition pay:-

1. All litigation expenses incurred with the written consent of the company coverable by any claimant from the insured and

2. All costs and expenses incurred with the company's consent subject to the terms and conditions of the policy