our Wiba policy covers any occupational illinesses and accidents arising during the course of employment including medical explenses and loss of wages for either bodily injury or the death of an employee as per the Wiba Act 2007.

The Work Injury Benefits Act 2007 was enacted to provide for compensation to employees for work related injuries and diseases contracted in the course of their employment and requires that employers obtain and maintain insurance in respect of liabilities incurred under the Act.  Wiba is designed to provide this cover for an employer's liability under the Act.

BENEFITS OF WIBA

DEATH

4 Million per employee

25 Million per Event

50 Million in the aggregate

PERMANENT TOTAL DISABILITY (PTD)

4 Million per employee

25 Million per Event

50 Million in the aggregate

TEMPORARY TOTAL DISABILITY (TTD)

1 Million

MEDICAL EXPENSES

Kshs.100,000/-

FUNERAL EXPENSES

Kshs.30,000/-

ARTIFICIAL APPLIANCES

Kshs.30,000/-

LIFE ASSISTANT BENEFIT

Kshs.250,000/-

REQUIREMENTS

Duly completed proposal form

A schedule of employees covered and their annual wages

Insured's ID and PIN

CLAIM PROCESS

Report incident/loss immediately after discovery of the happening

Provide all necessary claim documents (police abstract, claim form, Record book showing  employee status and wages paid

DOSHI Form duly completed from the Director of Labour

All Medical Certificates from the Doctor/Hospital of treatment